Terms & conditions

Introduction Azaapp.co is a mobile money and fintech platform that enables users in Ghana and Nigeria to send and receive money, pay bills, purchase airtime and data, and access other financial services.

Acceptance of Terms and Conditions By using Azaapp.co, you agree to be bound by these Terms and Conditions, as well as any other policies and guidelines applicable to the use of the platform. If you do not agree to these Terms and Conditions, you must not use Azaapp.co.

Use of Azaapp.co You must be at least 18 years old to use Azaapp.co. You must also provide accurate and complete information when registering for an account. You are responsible for maintaining the confidentiality of your account information, and you agree to notify Azaapp.co immediately if you become aware of any unauthorized use of your account.

Financial Services Azaapp.co provides a range of financial services, including money transfer, bill payment, airtime and data purchase, and other related services. These services are subject to fees and charges, which will be disclosed to you before you complete a transaction. Azaapp.co reserves the right to change the fees and charges at any time, with notice to you.

Intellectual Property The content, design, and software used on Azaapp.co are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or modify any of the content or software without the prior written consent of Azaapp.co.

Limitation of Liability Azaapp.co is not liable for any damages, losses, or expenses arising from the use of the platform, including but not limited to loss of data, financial loss, or any other indirect or consequential damages. Azaapp.co's liability is limited to the fees paid by you for the use of the platform.

Indemnification You agree to indemnify and hold Azaapp.co, its affiliates, and its directors, officers, employees, and agents harmless from any claims, damages, or losses arising from your use of the platform or your violation of these Terms and Conditions.

Privacy Policy Azaapp.co's Privacy Policy outlines how we collect, use, and protect your personal information. By using Azaapp.co, you agree to the terms of our Privacy Policy.

Governing Law and Dispute Resolution These Terms and Conditions are governed by the laws of Ghana and Nigeria. Any disputes arising from the use of Azaapp.co will be resolved through arbitration in accordance with the rules of the Ghanaian or Nigerian Arbitration Association.

Amendments Azaapp.co reserves the right to modify or amend these Terms and Conditions at any time, with notice to you. Your continued use of the platform after such modifications or amendments constitutes your acceptance of the updated Terms and Conditions.

Termination Azaapp.co may terminate your access to the platform at any time, without notice, for any reason, including but not limited to a violation of these Terms and Conditions.

Entire Agreement These Terms and Conditions, together with any other policies or guidelines applicable to the use of Azaapp.co, constitute the entire agreement between you and Azaapp.co regarding the use of the platform.